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Monday, September 7, 2015

Oh the Woes of Starting a Small Business and Buying Insurance Too!!

As if you didn't have enough to do with starting your business - you also have to determine a legal corporate structure, setup your tax id, register with the state, determine a location, hire staff, setup your accounting system AND BUY INSURANCE!

Thank goodness you can rely on your Trusted Choice Agent to assist you in understanding your risk exposures for your industry, and determining which options for coverage and pricing fit your particular need as you start out your business and as your business grows.

Coverages you will need to consider for your operations:
Commercial Auto - to protect your vehicles
Property Insurance - to protect your building, inventory, and contents
Liability Insurance - to protect from lawsuits
Cyber Liability - to protect from emerging risks related to technology
Business Interruption Coverage - provides for payment if your business is unable to operate due to a covered loss

Coverages for your staff:
Workers Compensation - for medical expense and lost wages if your staff gets hurt on the job
Group Health Insurance - for wellness and healthcare for your employees
Disability Insurance - provides compensation for employees unable to work
Group Life Insurance - provides for the families of employees and also can be used as a method of perpetuating your business

Your Trusted Choice Insurance Agent, SouthGroup Insurance Gulf Coast wants you to know you can call on us with your questions or concerns seeking more helpful advice or answers to your pressing insurance questions. A full insurance review is always your best bet to make sure you have all of the adequate coverage for your personal insurance needs. Remember, we offer a personalized insurance review to anyone who is interested at no charge – just visit any one of our 3 convenient coastal locations!We are your LOCAL Trusted Choice Advisors, SouthGroup-Gulf Coast ,  SALES AND SERVICE AGENTS: Angelyn Treutel Zeringue, Tammy Garfield, Tammy Hogue, Brittany Jones, Denise Russell, e company who provides good claims support to hep you get back going after an incident.  It does you no good to spend very little for a policy that will not pay you or treat you well after a claim. Melissa Moran, Alex Treutel, Anne Gillam, Ashlie Moody, Mark Strickland, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail or in person: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: , phone: 228-466-4498 fax:888-415-8922,  FaceBook, or Twitter ! 

We have 3 Gulf Coast locations to serve you - 2505 Pass Road - Biloxi, 5400 Indian Hill-Diamondhead, and 412 Hwy 90 Suite 6-Bay Saint Louis, MS. We write coverage in 40 different states and can assist you with Mississippi insurance, Louisiana insurance, and Alabama insurance and many other states. 

Insurance is stressful, but we make saving easy.  We help you save money on insurance!

#southgroup   @stateauto  @libertymutual @TRV_insurance @safecoinsurance @progressive #savemoney @atreutel