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Monday, March 14, 2016

Anywhere it rains - It can flood - Get your flood insurance NOW!!!

1)      The cost of a flood is STAGGERING!  Use the interactive tool at  to calculate your potential loss based on the size of your home --- a 6” flood in a 2,000 sq ft home will cost over $39,000 in repairs!  Ouch!

2)      Everyone is in a flood zone.  Everywhere it rains, it can flood … not to mention hurricanes, thunderstorms, flash floods, mudflows, snow melt, and other extreme weather.

3)      Floods are the #1 natural disaster in the United States  L

4)      Check with your agent on “grandfathering” if you are in an area where the flood maps have been updated.  You may be eligible for a “PRP Extension” which will lower your rate, but be aware, because the Extension is only for 2 years, then the cost of your coverage will increase again.

5)      Use the interactive tool at to understand more about the risk where you live.
AND don't forget that there is a 30 day waiting period for a new flood policy to become effective (unless your coverage is associated with a loan closing).

In May 2016, the option to use a "grandfathered" zone will end for the Mississippi Gulf Coast.  There is very little time remaining to obtain a policy.  If you plan to sell your home, you will want to secure a grandfathered policy to have the ability to transfer to a future owner and save them thousands!

We are your LOCAL Trusted Choice Advisors, SouthGroup-Gulf Coast ,  SALES AND SERVICE AGENTS: Angelyn Treutel Zeringue, Tammy Garfield, Tammy Hogue, Brittany Jones, Denise Russell, Melissa Moran, Alex Treutel, Anne Gillam, Ashlie Moody, Mark Strickland, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail or in person: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: , phone: 228-466-4498 fax:888-415-8922,  FaceBook, or Twitter !

We have 3 Gulf Coast locations to serve you - 2505 Pass Road - Biloxi, 5400 Indian Hill-Diamondhead, and 412 Hwy 90 Suite 6-Bay Saint Louis, MS. We write coverage in 40 different states and can assist you with Mississippi insurance, Louisiana insurance, and Alabama insurance and many other states.

Insurance is stressful, but we make saving easy.  We help you save money on insurance!
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