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Tuesday, September 21, 2010

How to Buy Auto Insurance - It's NOT All About Price!

Onlineautoinsurance.com shared some very good advice in their article on "Price Is Just One Component of Quality Auto Insurance".   It's best to search for good value rather than pay good money for a policy that will not protect you when you have a claim.  Savvy consumers should be certain that they are dealing with a reputable company with a strong financial background and good claims service.

Purchasing coverage from a cheap auto insurance company may satisfy state requiremements, but it does you no good if your policy won't cover your damages resulting from an accident.  The National Association of Insurance Comissioners (NAIC) recognizes that state minimums are "generally low" and that "the extra cost of higher coverage tends to be relatively low." 

Consumers can obtain financial ratings of insurance carriers from http://www.ambest.com/.  Companies with an "A" rating are more financially sound than those with a "B" and so forth.

To help you through the maze of coverages, carriers, and premiums, if you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.treutel.com  , Angelyn at Treutel Insurance. You can reach us by email: info@treutel.com  , phone:228-467-5662, fax:228-466-4314, FaceBook www.facebook.com/treutel.insurance  , Twitter www.twitter.com/atreutel  , or LiveChat: http://chat.livechime.com/treutel/blog  , or on our new iPhone app http://itunes.apple.com/us/app/treutel-insurance-agency-your/id385707740?mt=8  !


We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…

Thursday, September 9, 2010

The Value of an Agent - Saves You Time and MONEY!

As the massive healthcare changes are pushed through our country, your agent will be even more critical in helping you find policies that meet your needs --- and your budget.  Trusted Choice agents are extensively trained to help individuals and businesses obtain the coverages that are right for them.  The Congressional Budget Office states that agents often "handle the responsibilities that larger firms generally delegate to their human resources departments -- such as finding plans and negotiating premiums, providing information about the selected plans, and processing enrollees."

The National Association of Health Underwriters noted that agents have been made "punching bags" in the media.  Time magazine   and Kaiser Health News  are forecacsting the demise of agents ... but don't believe it

Your agent provides personalized service and assists you with the complexities of the insurance contract.  You wouldn't make legal transactions without the advice of an attorney!  You wouldn't agree to surgery without consulting a professional!  Why would you enter into a contract from a computer or 800 number or buy insurance in a box?  Your agent is trained to understand coverages and can assist you in your decisions throughout the changes of your life - purchasing your first car, getting married, buying a home, having children, buying expensive toys  .... your agent is with you through it all and lives in your community and is there when you need them providing Protection When You Need It Most.

If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.treutel.com  , Angelyn at Treutel Insurance. You can reach us by email: info@treutel. , phone:228-467-5662, fax:228-466-4314, FaceBook www.facebook.com/treutel.insurance  , Twitter www.twitter.com/atreutel  , or LiveChat: http://chat.livechime.com/treutel/blog  , or on our new iPhone app http://itunes.apple.com/us/app/treutel-insurance-agency-your/id385707740?mt=8!


We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…