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Tuesday, September 21, 2010

How to Buy Auto Insurance - It's NOT All About Price!

Onlineautoinsurance.com shared some very good advice in their article on "Price Is Just One Component of Quality Auto Insurance".   It's best to search for good value rather than pay good money for a policy that will not protect you when you have a claim.  Savvy consumers should be certain that they are dealing with a reputable company with a strong financial background and good claims service.

Purchasing coverage from a cheap auto insurance company may satisfy state requiremements, but it does you no good if your policy won't cover your damages resulting from an accident.  The National Association of Insurance Comissioners (NAIC) recognizes that state minimums are "generally low" and that "the extra cost of higher coverage tends to be relatively low." 

Consumers can obtain financial ratings of insurance carriers from http://www.ambest.com/.  Companies with an "A" rating are more financially sound than those with a "B" and so forth.

To help you through the maze of coverages, carriers, and premiums, if you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.treutel.com  , Angelyn at Treutel Insurance. You can reach us by email: info@treutel.com  , phone:228-467-5662, fax:228-466-4314, FaceBook www.facebook.com/treutel.insurance  , Twitter www.twitter.com/atreutel  , or LiveChat: http://chat.livechime.com/treutel/blog  , or on our new iPhone app http://itunes.apple.com/us/app/treutel-insurance-agency-your/id385707740?mt=8  !


We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…