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Monday, August 3, 2015

How Low Can It Go? Save Money On Your Auto Insurance!

Auto insurance is required is almost every state. But paying a ridiculously high premium is NOT required.  So how can YOU save???

The Insurance Information Institute shared information on the factors that determine the price of your auto insurance policy:

         + How Good Is Your Driving Record? - Better drivers (no accidents or tickets) get lower premiums.
         +  Do You Drive Your Car Long Distances?  From a statistical standpoint the more miles you drive, the more opportunity you have for getting into an accident, so higher mileage drivers are charged a higher premium
         + Where Do You Live and Where Do You Park Your Car? If you live in a city location that has a higher incidence of theft and traffic, you will pay a higher rate because the offs are higher that something could happen to your car.
         + What Is Gender Or Age?  Since women generally have fewer accidents, they usually get a lower rate, and more mature drivers have more experience so usually get a lower rate.
         + What Kind Of Car Do You Drive?  Every car has a different rate based on its cost of repairs and its safety record.  This impacts your rates, so check with your Trusted Choice Agent and Consumer Reports to find the cost of parts and the vehicle's safety record.
         + What Timely Do You Pay Your Bills?  Those who have better credit have been documented to have fewer claims, so they will get a lower rate on their auto insurance.
         +  How Much Coverage And What Type Of Coverage Are You Considering?  State Minimum limits are usually not sufficient to truly protect the parties to an accident, so purchasing a higher level of coverage is a much better value.
         +  Which Company Are You Buying Insurance From?  There are hundreds of companies offering coverage, but in the latest Consumer Reports review, they identified that companies who spend alot of money on advertising charge much higher premiums! So check with your Trusted Choice Agent to get estimates from several different companies who can save you money on your coverages.  Also, be sure that you are buying from a financially sound insuranc
Your Trusted Choice Insurance Agent, SouthGroup Insurance Gulf Coast wants you to know you can call on us with your questions or concerns seeking more helpful advice or answers to your pressing insurance questions. A full insurance review is always your best bet to make sure you have all of the adequate coverage for your personal insurance needs. Remember, we offer a personalized insurance review to anyone who is interested at no charge – just visit any one of our 3 convenient coastal locations!
We are your LOCAL Trusted Choice Advisors, SouthGroup-Gulf Coast ,  SALES AND SERVICE AGENTS: Angelyn Treutel Zeringue, Tammy Garfield, Tammy Hogue, Brittany Jones, Denise Russell, e company who provides good claims support to hep you get back going after an incident.  It does you no good to spend very little for a policy that will not pay you or treat you well after a claim. Melissa Moran, Alex Treutel, Anne Gillam, Ashlie Moody, Mark Strickland, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail or in person: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: , phone: 228-466-4498 fax:888-415-8922,  FaceBook, or Twitter ! 

We have 3 Gulf Coast locations to serve you - 2505 Pass Road - Biloxi, 5400 Indian Hill-Diamondhead, and 412 Hwy 90 Suite 6-Bay Saint Louis, MS. We write coverage in 40 different states and can assist you with Mississippi insurance, Louisiana insurance, and Alabama insurance and many other states. 

Insurance is stressful, but we make saving easy.  We help you save money on insurance!

#southgroup   @stateauto  @libertymutual @TRV_insurance @safecoinsurance @progressive #savemoney @atreutel


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