Data Breach! Identity Theft! Cyber Fraud! Every day there is another headline!
The thieves are working overtime to steal your hard earned
money and reputation. Be on guard!
How they can steal from you:
Phishing-an emailed message is sent appearing to be
legitimate but tricks you into providing personal information to an evildoer
Ransomware-criminals lock access to your files and demand payment to unlock
them
Breach – hackers break into a company’s computer files and steal sensitive
information
Credit Card Fraud – attackers steal your credit card number with a skimming
device or through a data breach
Identity Theft-thieves impersonate you and open credit accounts to make
fraudulent purchases
Malware-crooks gain access when you click an email link to install damaging
software on your computer
WiFi Eavesdropping – lawbreakers monitor your unprotected wifi or public
networks to intercept data and monitor activities
You need to step up your protection to avoid being
duped.
Use Complex Passwords –longer and more complex password that
you change regularly need to include Upper Case, Lower Case, Symbols and
Numbers
Implement Two Factor Authentication whereever you can – this requires 2 or more
checkpoints for accessing the system
typically using your smart phone in addition to the password
Consider Locking Your Credit Card and signing up for Notifications on all
charges placed using your card
Put a Credit Freeze in place at the Credit Bureaus and sign up for Alerts on
all activity under your methods of identification
Closely Monitor Financial Accounts – Check bank balances, credit reports, and
investments regularly and watch for suspicious transactions
Be skeptical of every email and/or link you receive
Backup Important Computer Files in case your files become encrypted or are
destroyed
Keep Learning about cyber -security and make changes to stay ahead of the bad
guys
The cost associated with data breach, notification and credit monitoring can be
costly. Disruption to your operations
and reputation can be overwhelming, and preventive measures will help you avoid
business and personal interruptions.
Cyber Liability Insurance is a specialized form of insurance that provides
an additional safety net for legal and technical support in the event of a
cyber incident. Be sure that you understand your exposures and
the coverages included, because coverage can vary significantly between
policies. Areas of available coverage may assist with expenses related to data
breach notifications, legal fees, interruption compensation for lost income due
to business disruption, fines and penalties, ransom payments, third party
liability, data restoration, investigation and recovery. Having Insurance can
assist you with keeping your business alive during recovery.
Angelyn Treutel Zeringue is President of SouthGroup Insurance Services, a CPA, PWCAM, CBIA, and licensed Trusted Choice Insurance Agent. Reach Angelyn at www.southgroupgulfcoast.com, (228) 385-1177, or azeringue@southgroup.net.
Your Trusted Choice Insurance Agent, SouthGroup Insurance Gulf Coast wants you to know you can call on us with your questions or concerns seeking more helpful advice or answers to your pressing insurance questions. A full insurance review is always your best bet to make sure you have all of the adequate coverage for your personal insurance needs. Remember, we offer a personalized insurance review to anyone who is interested at no charge – just visit any one of our convenient locations!
To help you through the maze of coverages, carriers, premiums, and find ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ , SERVICE TEAM: Angelyn Treutel Zeringue, Tammy Garfield, Tammy Hogue, Melissa Dunn, Anne Gillam, Mark Strickland, Joseph Eagle, Michael Scardino, Melinda Teaford, Wendy Butler, Gabriella Scardino and Brittany Eagle at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: info@southgroupgulfcoast.com, phone or text:228-466-4498 or 228-385-1177, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or Twitter www.twitter.com/atreutel ! We now have more locations to serve you - 2505 Pass Road - Biloxi and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.
We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, Florida, and many other states. We specialize in coastal exposures.
Insurance is stressful, but we make saving easy. We help you save money on insurance!
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#southgroup @stateauto @libertymutual @TRV_insurance @safecoinsurance @progressive #savemoney @atreutel
