The Insurance Information Institute just completed their Pool Safety Campaign and offer an educational video on Pool & Spa Safety. Many areas of the nation are reaching 100 degrees or higher! It's so hot that everyone wants to relax in a pool.
You may not realize it, but pools are very dangerous for young children, so there are several things you should do to ensure safe fun:
+ Keep the pool behind a fence
+ Empty portable pools when not in use or cover a larger pool
+ Always supervise children in a pool
+ Teach your children to swim and float, and basic water safety
+ Don't leave toys in the pool, because that attracts children
+ Limit alcohol use around pools and excessive heat
There are many pool safety videos and ideas at PoolSafety.gov.
You are liable if someone drowns or is injured in your pool even if you did not give them permission to use the pool. Make sure your Trusted Choice agent knows you have a pool so that the liability coverage may be added to your home policy. Some insurance carriers exclude pool liablity coverage, so your agent may have to assist you in obtaining separate coverage. A good practice is to carry at least $300,000 liability and umbrella coverage, if you own a pool.
To help you through the maze of coverages, carriers, premiums, and find ways to
save money on your insurance, if you are on the Gulf Coast, contact your Trusted
Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/
, SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Wendy Johnson,
Denise Russell, Melissa Moran, Alex Treutel, Susan Monti, Kayleigh Davis,
Matthew Langlinais, Anne Gillam, Ashlie Moody, and Whitney Zimmerman at
SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay
St Louis MS 39520, email: firstname.lastname@example.org , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast
, or Twitter www.twitter.com/atreutel ! We now
have 3 locations to serve you - 2505 Pass Road - Biloxi, 5400 Indian
Hill-Diamondhead, and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.
We offer the
following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health,
Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General
Liability, Directors and Officers Liability, Bonds, Group and Individual
Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders
Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood,
Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability,
Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire,
Commercial Umbrella, Excess Flood, Identity Theft, more…
Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal