The Insurance Information Institute just completed their Pool Safety Campaign and offer an educational video on Pool & Spa Safety. Many areas of the nation are reaching 100 degrees or higher! It's so hot that everyone wants to relax in a pool.
You may not realize it, but pools are very dangerous for young children, so there are several things you should do to ensure safe fun:
+ Keep the pool behind a fence
+ Empty portable pools when not in use or cover a larger pool
+ Always supervise children in a pool
+ Teach your children to swim and float, and basic water safety
+ Don't leave toys in the pool, because that attracts children
+ Limit alcohol use around pools and excessive heat
There are many pool safety videos and ideas at PoolSafety.gov and https://poolonomics.com/pool-safety/.
You are liable if someone drowns or is injured in your pool even if you did not give them permission to use the pool. Make sure your Trusted Choice agent knows you have a pool so that the liability coverage may be added to your home policy. Some insurance carriers exclude pool liablity coverage, so your agent may have to assist you in obtaining separate coverage. A good practice is to carry at least $300,000 liability and umbrella coverage, if you own a pool.
To help you through the maze of coverages, carriers, premiums, and find ways to
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