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Saturday, October 17, 2015

I Felt The Earth Move Under My Feet! Do You Have Earthquake Insurance?

Everywhere you live, you could have a catastrophe.  According to the US Geological Survey, over 20,000 earthquakes occur in the US every year impacting 42 states.  And earthquake coverage may not be covered under your home policy unless you add it back as an endorsement.  Yikes!

Earthquakes cause a breaking and shifting of rocks can trigger landslides, flash floods, avalanches, tsunamis, and fires.  They can occur at any time without warning.  In earthquake prone areas, earthquake insurance for your home or business property may be harder to obtain but is highly recommended. Your auto damage would only be covered under your auto insurance policy's comprehensive coverage.

According to a 2015 Insurance Information Institute survey, only 10% of American homeowners carry earthquake insurance.  This is at the same time that the U S Geological Survey is warning of more fatalities and damage expected from catastrophic earthquakes due to higher populations and development in earthquake prone areas.

So what do you need to do?  check your home and business policy and ask your Trusted Choice agent to what extent you are covered.  The coverage usually has quite a hefty deductible --- usually 10-15%, so be sure you understand what that means to you in the event of a loss.  If you have a $200,000 home with a 10% deductible, you will need to pay the first $20,000 on a loss.  Check with your Trusted Choice agent to better understand your options, your deductibles and your coverages.

Your Trusted Choice Insurance Agent, SouthGroup Insurance Gulf Coast wants you to know you can call on us with your questions or concerns seeking more helpful advice or answers to your pressing insurance questions. A full insurance review is always your best bet to make sure you have all of the adequate coverage for your personal insurance needs. Remember, we offer a personalized insurance review to anyone who is interested at no charge – just visit any one of our 3 convenient coastal locations!We are your LOCAL Trusted Choice Advisors, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com ,  SALES AND SERVICE AGENTS: Angelyn Treutel Zeringue, Tammy Garfield, Tammy Hogue, Brittany Jones, Denise Russell, e company who provides good claims support to hep you get back going after an incident.  It does you no good to spend very little for a policy that will not pay you or treat you well after a claim. Melissa Moran, Alex Treutel, Anne Gillam, Ashlie Moody, Mark Strickland, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail or in person: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: info@southgropugulfcoast.com , phone: 228-466-4498 fax:888-415-8922,  FaceBook www.facebook.com/southgroup.gulfcoast, or Twitter www.twitter.com/atreutel ! 

We have 3 Gulf Coast locations to serve you - 2505 Pass Road - Biloxi, 5400 Indian Hill-Diamondhead, and 412 Hwy 90 Suite 6-Bay Saint Louis, MS. We write coverage in 40 different states and can assist you with Mississippi insurance, Louisiana insurance, and Alabama insurance and many other states. 


Insurance is stressful, but we make saving easy.  We help you save money on insurance!

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