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Monday, February 29, 2016

Save save save!! Don't overpay for Auto insurance!

A CPI study completed reflected an 11% increase in auto rates over the past year.  Nebraska (+20%) and Idaho (+15%) led the nation's increase, while Montana (-16%) and several southern states, Mississippi (-5%), Louisiana (-6%), and Georgia (-7%) actually benefitted from lower rates.

If you have had the same insurance company for more than 3 years, it is way past time to shop your coverage with a Trusted Choice agent and have them review your coverages.

An article on About.com Top Ways to Turn Your Current Car Insurance Into Cheap Insurance recommends the following ways to lower your insurance cost:
- Add theft devices and/or window sketching
- Combine all vehicles in the household on one policy to obtain multi-car discounts
- Look for carriers offering 12-month policy (instead of 6 months)
- Check your mileage carefully.  Many policies offer discounts for vehicles with low annual mileage.
- Increase deductibles on comprehensive and collision coverage (if you have a loan, you will need to verify that your lienholder will allow the higher deductible)
- Take Defensive Driving classes for a policy credit
- Combine policies with the same provider (auto and home, or auto and rental).  The discounts can be significant.
- Watch your credit rating which could impact your rate.  If your credit is a problem, you may wish to seek a carrier who does not check credit, although there are very few.
- Purchase an "insurance friendly vehicle" (i.e. Avoid sports cars and luxury vehicles and vehicles with a high theft history.  Select vehicles that have low repair costs)

We are your LOCAL Trusted Choice Advisors, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com ,  SALES AND SERVICE AGENTS: Angelyn Treutel Zeringue, Tammy Garfield, Tammy Hogue, Brittany Jones, Denise Russell, Melissa Moran, Alex Treutel, Anne Gillam, Ashlie Moody, Mark Strickland, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail or in person: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: info@southgropugulfcoast.com , phone: 228-466-4498 fax:888-415-8922,  FaceBook www.facebook.com/southgroup.gulfcoast, or Twitter www.twitter.com/atreutel !

We have 3 Gulf Coast locations to serve you - 2505 Pass Road - Biloxi, 5400 Indian Hill-Diamondhead, and 412 Hwy 90 Suite 6-Bay Saint Louis, MS. We write coverage in 40 different states and can assist you with Mississippi insurance, Louisiana insurance, and Alabama insurance and many other states.

Insurance is stressful, but we make saving easy.  We help you save money on insurance!

#southgroup   @stateauto  @libertymutual @TRV_insurance @safecoinsurance @progressive #savemoney @atreutel #savemoney #trustedchoice #southgroup