Swimming Pools - and Safety and Liability Exposure and How to Protect Yourself!

 Swimming Pools - and Safety and Liability Exposure and How to Protect Yourself!

The Insurance Information Institute offers an educational video on Pool and Spa Safety https://www.iii.org/video/swimming-pool-safety.   The hot temperatures make everyone want to relax in a pool.

You may not realize it, but while pools are very inviting, they can also be dangerous, so there are several things you should do to ensure safe fun:
+ Keep the pool behind a fence
+ Empty portable pools when not in use or cover a larger pool
+ Always supervise children in a pool
+ Teach your children to swim and float, and basic water safety
+ Don't leave toys in the pool, because that attracts children
+ Limit alcohol use around pools and excessive heat

There are many pool safety videos and ideas at PoolSafety.gov and https://poolonomics.com/pool-safetyhttps://poolonomics.com/pool-safety/.

You are liable if someone drowns or is injured in your pool even if you did not give them permission to use the pool.  Make sure your Trusted Choice agent knows you have a pool so that the liability coverage may be added to your home policy.  Some insurance carriers exclude pool liability coverage, so your agent may have to assist you in obtaining separate coverage.  A good practice is to carry at least $300,000 liability and umbrella coverage, if you own a pool.

To help you through the maze of coverages, carriers, premiums, and find ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ , SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Denise Russell, Melissa Moran, Alex Treutel,  Anne Gillam, Joshua Coyne, Michael Scardino. and Whitney Zimmerman Webb at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: atreutel@southgroup.net , phone or text:228-466-4498 or 228-385-1177, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast. We have 2 Gulf Coast locations to serve you - 2505 Pass Road - Biloxi and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.

We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…

We serve Mississippi, Louisiana, Alabama, Florida, Texas and many other states. We specialize in coastal exposures.
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