Today marks the 43rd year since the Mississippi Coast was struck by Hurricane Camille. With winds of over 200 mph and a tidal surge of over 20 ft, many lives were lost and millions of dollars of property, homes and businesses were destroyed. And the disasters just keep coming - extreme weather, threats of fire and earthquake, and worse --- we need to be prepared at all times!
FEMA has a number of good resources to assist and recommends the following:
+ FAMILY COMMUNICATION PLAN - know how you will contact family members
+ FAMILY EMERGENCY NUMBERS - have a handy list of important phone numbers for evacuation sites, policy and fire, schools and doctors, so you know who to contact
+ CARING FOR ANIMALS - know how you will care for your pets
+ INDIVIDUALS WITH SPECIAL NEEDS - have a plan to taking care of loved ones with special needs
+ PLAN FOR LOCATIONS - know where you will go if you need to evacuate
+ BASIC DISASTER SUPPLY KIT - have critical supplies on hand
+ NATURAL DISASTERS - stay informed on appropriate preparation and response for severe weather and wildfires
AND BE SURE YOU HAVE GOOD INSURANCE COVERAGE!
To help you through the maze of coverages, carriers, premiums, and find ways to
save money on your insurance, if you are on the Gulf Coast, contact your Trusted
Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ , SERVICE
TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Wendy Johnson, Denise
Russell, Melissa Moran, Alex Treutel, Susan Monti, Kayleigh Davis, Matthew
Langlinais, Anne Gillam, Ashlie Moody, and Whitney Zimmerman at SouthGroup Gulf
Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS
39520, email: atreutel@southgroup.net , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or
Twitter www.twitter.com/atreutel ! We now have 3
locations to serve you - 2505 Pass Road - Biloxi, 5400 Indian Hill-Diamondhead,
and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.
We offer the following Lines of
Coverage: Workers Compensation, Auto, Home, Life, Health, Disability,
Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors
and Officers Liability, Bonds, Group and Individual
Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders
Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood,
Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability,
Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire,
Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve
Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal
exposures.
Insurance and useful information for the online consumer
Friday, August 17, 2012
Wednesday, August 1, 2012
Whew It's HOT! Time for Safe Summer Pool Fun!
The Insurance Information Institute just completed their Pool Safety Campaign and offer an educational video on Pool & Spa Safety. Many areas of the nation are reaching 100 degrees or higher! It's so hot that everyone wants to relax in a pool.
You may not realize it, but pools are very dangerous for young children, so there are several things you should do to ensure safe fun:
+ Keep the pool behind a fence
+ Empty portable pools when not in use or cover a larger pool
+ Always supervise children in a pool
+ Teach your children to swim and float, and basic water safety
+ Don't leave toys in the pool, because that attracts children
+ Limit alcohol use around pools and excessive heat
There are many pool safety videos and ideas at PoolSafety.gov and https://poolonomics.com/pool-safety/.
You are liable if someone drowns or is injured in your pool even if you did not give them permission to use the pool. Make sure your Trusted Choice agent knows you have a pool so that the liability coverage may be added to your home policy. Some insurance carriers exclude pool liablity coverage, so your agent may have to assist you in obtaining separate coverage. A good practice is to carry at least $300,000 liability and umbrella coverage, if you own a pool.
To help you through the maze of coverages, carriers, premiums, and find ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ , SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Denise Russell, Melissa Moran, Alex Treutel, Anne Gillam, Ashlie Moody, and Whitney Zimmerman Webb at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: atreutel@southgroup.net , phone or text:228-466-4498 or 228-385-1177, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or Twitter www.twitter.com/atreutel ! We now have 2 locations to serve you - 2505 Pass Road - Biloxi and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.
We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal exposures.
Insurance is stressful, but we make saving easy. We help you save money on insurance!
#trustedchoice #southgroup
#southgroup @stateauto @libertymutual @TRV_insurance @safecoinsurance @progressive #savemoney @atreutel
You may not realize it, but pools are very dangerous for young children, so there are several things you should do to ensure safe fun:
+ Keep the pool behind a fence
+ Empty portable pools when not in use or cover a larger pool
+ Always supervise children in a pool
+ Teach your children to swim and float, and basic water safety
+ Don't leave toys in the pool, because that attracts children
+ Limit alcohol use around pools and excessive heat
There are many pool safety videos and ideas at PoolSafety.gov and https://poolonomics.com/pool-safety/.
You are liable if someone drowns or is injured in your pool even if you did not give them permission to use the pool. Make sure your Trusted Choice agent knows you have a pool so that the liability coverage may be added to your home policy. Some insurance carriers exclude pool liablity coverage, so your agent may have to assist you in obtaining separate coverage. A good practice is to carry at least $300,000 liability and umbrella coverage, if you own a pool.
To help you through the maze of coverages, carriers, premiums, and find ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ , SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Denise Russell, Melissa Moran, Alex Treutel, Anne Gillam, Ashlie Moody, and Whitney Zimmerman Webb at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: atreutel@southgroup.net , phone or text:228-466-4498 or 228-385-1177, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or Twitter www.twitter.com/atreutel ! We now have 2 locations to serve you - 2505 Pass Road - Biloxi and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.
We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal exposures.
Insurance is stressful, but we make saving easy. We help you save money on insurance!
#trustedchoice #southgroup
#southgroup @stateauto @libertymutual @TRV_insurance @safecoinsurance @progressive #savemoney @atreutel
Wednesday, June 27, 2012
Fires and Floods - Never Ask What is Next
In the past week, we have experienced terrible flooding in Florida from Tropical Storm Debby and horrible wildfires in Colorado. The Insurance Information Institute shared information from the National Interagency Fire Service highlighting the worst fires, and FEMA shared information on US flooding. So far in 2012, almost 26,000 wildfires have destroyed 1.3 million acres of property and there have already been 15 major flood disaster declarations. How devastating! Homes have been destroyed, businesses are now unable to operate, families have been displaced.
And even worse, many of the affected homes and businesses do not have proper insurance coverage, which will make it almost impossible for people to recover their lives and rebuild what they have lost. Acts of God may be unavoidable, but proper insurance coverage can be obtained through your Trusted Choice agent.
A good practice is to review your home, fire and flood coverages to ensure that you are insured to the correct value and that your mortgage holder(s) are listed correctly. Check with your Trusted Choice Advisor to conduct a coverage review.
To help you through the maze of coverages, carriers, premiums, and find ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ , SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Wendy Johnson, Denise Russell, Melissa Moran, Alex Treutel, Susan Monti, Kayleigh Davis, Matthew Langlinais, Anne Gillam, Ashlie Moody, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: atreutel@southgroup.net , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or Twitter www.twitter.com/atreutel ! We now have 3 locations to serve you - 2505 Pass Road - Biloxi, 5400 Indian Hill-Diamondhead, and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.
We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal exposures.
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And even worse, many of the affected homes and businesses do not have proper insurance coverage, which will make it almost impossible for people to recover their lives and rebuild what they have lost. Acts of God may be unavoidable, but proper insurance coverage can be obtained through your Trusted Choice agent.
A good practice is to review your home, fire and flood coverages to ensure that you are insured to the correct value and that your mortgage holder(s) are listed correctly. Check with your Trusted Choice Advisor to conduct a coverage review.
To help you through the maze of coverages, carriers, premiums, and find ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ , SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Wendy Johnson, Denise Russell, Melissa Moran, Alex Treutel, Susan Monti, Kayleigh Davis, Matthew Langlinais, Anne Gillam, Ashlie Moody, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: atreutel@southgroup.net , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or Twitter www.twitter.com/atreutel ! We now have 3 locations to serve you - 2505 Pass Road - Biloxi, 5400 Indian Hill-Diamondhead, and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.
We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal exposures.
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Thursday, June 21, 2012
Don't Get Stuck By Lighnting!
Summertime thunderstorms are barreling through your area! The damage can be devastating - fire, power surges, explosions, destruction of expensive electronic equipment. What a bummer! BUT, if you have a good home and business insurance policy, you have protection (after the amount of the deductible you have chosen). The cost to replace or repair can be huge, so make sure you are protected.
There are many precautions you can take to help mitigate your possible losses, and they are highlighted in an informative article from the Insurance Information Institute - "Lightning Coverage and Safety".
To protect your home and business from a power surge and/or lightning strike, consider the following:
A) Install a lighning protection system to direct a lighning strike to the ground instead of to your valuables. Check out the Institite for Business & Home Safety to determine the best lightning rod or air terminal to have your licensed electrician add to your building.
B) Install surge protection to prevent damage to electronics. Make sure you use UL-listed surge arrestors for the main electric panel. Use UL-listed transient voltage surge suppressors to protect specific pieces of electronic equipment. Power strips are NOT enough.
C) Keep expensive electronics UNPLUGGED as an added precaution if you know a storm is approaching.
When a storm is approaching, for your safety - STAY INDOORS and avoid any place where you will be the highest object. Avoid being in an open field, or on the golf course, or on open water. Never hide under a tree! You can choose a shrub and crouch down. And stay away from any electrical conductors like an electrical pole or power line. It is also best to NOT be on the telephone.
Most of the advice is common sense, but storms do come up suddenly, and it is best to keep yourself and loved ones as safe as possible.
Another good practice is to review your home, wind, and flood coverages to ensure that you are insured to the correct value and that your mortgage holder(s) are listed correctly. Check with your Trusted Choice Advisor to conduct a coverage review.
To help you through the maze of coverages, carriers, premiums, and ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ / / , SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Wendy Johnson, Denise Russell, Melissa Moran, Alex Treutel, Susan Monti, Kayleigh Davis, Matthew Langlinais, Anne Gillam, Ashlie Moody, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: atreutel@southgroup.net , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or Twitter www.twitter.com/atreutel ! We now have 3 locations to serve you - 2505 Pass Road - Biloxi, 4500 Indian Hill-Diamondhead, and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.
We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal exposures.
Bookmark & Share
There are many precautions you can take to help mitigate your possible losses, and they are highlighted in an informative article from the Insurance Information Institute - "Lightning Coverage and Safety".
To protect your home and business from a power surge and/or lightning strike, consider the following:
A) Install a lighning protection system to direct a lighning strike to the ground instead of to your valuables. Check out the Institite for Business & Home Safety to determine the best lightning rod or air terminal to have your licensed electrician add to your building.
B) Install surge protection to prevent damage to electronics. Make sure you use UL-listed surge arrestors for the main electric panel. Use UL-listed transient voltage surge suppressors to protect specific pieces of electronic equipment. Power strips are NOT enough.
C) Keep expensive electronics UNPLUGGED as an added precaution if you know a storm is approaching.
When a storm is approaching, for your safety - STAY INDOORS and avoid any place where you will be the highest object. Avoid being in an open field, or on the golf course, or on open water. Never hide under a tree! You can choose a shrub and crouch down. And stay away from any electrical conductors like an electrical pole or power line. It is also best to NOT be on the telephone.
Most of the advice is common sense, but storms do come up suddenly, and it is best to keep yourself and loved ones as safe as possible.
Another good practice is to review your home, wind, and flood coverages to ensure that you are insured to the correct value and that your mortgage holder(s) are listed correctly. Check with your Trusted Choice Advisor to conduct a coverage review.
To help you through the maze of coverages, carriers, premiums, and ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ / / , SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Wendy Johnson, Denise Russell, Melissa Moran, Alex Treutel, Susan Monti, Kayleigh Davis, Matthew Langlinais, Anne Gillam, Ashlie Moody, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: atreutel@southgroup.net , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or Twitter www.twitter.com/atreutel ! We now have 3 locations to serve you - 2505 Pass Road - Biloxi, 4500 Indian Hill-Diamondhead, and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.
We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal exposures.
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Monday, May 28, 2012
Hurricane Season is HERE! Check your insurance coverages
Officially, hurricane season starts on June 1, but we have already seen two storms in May. Rather foreboding for the active season expected. Two major storms are expected during the season. Tis the season for extreme weather.
The Insurance Information Institute has published a helpful video to assist with Hurricane Preparedness.
Another good practice is to review your home, wind, and flood coverages to ensure that you are insured to the correct value and that your mortgage holder(s) are listed correctly. Check with your Trusted Choice Advisor to conduct a coverage review.
To help you through the maze of coverages, carriers, premiums, and ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ / / , SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Wendy Johnson, Denise Russell, Melissa Moran, Alex Treutel, Susan Monti, Kayleigh Davis, Matthew Langlinais, Anne Gillam, Ashlie Moody, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: atreutel@southgroup.net , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or Twitter www.twitter.com/atreutel ! We now have 3 locations to serve you - 2505 Pass Road - Biloxi, 4500 Indian Hill-Diamondhead, and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.
We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal exposures.
Bookmark & Share
The Insurance Information Institute has published a helpful video to assist with Hurricane Preparedness.
Another good practice is to review your home, wind, and flood coverages to ensure that you are insured to the correct value and that your mortgage holder(s) are listed correctly. Check with your Trusted Choice Advisor to conduct a coverage review.
To help you through the maze of coverages, carriers, premiums, and ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ / / , SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Wendy Johnson, Denise Russell, Melissa Moran, Alex Treutel, Susan Monti, Kayleigh Davis, Matthew Langlinais, Anne Gillam, Ashlie Moody, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: atreutel@southgroup.net , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or Twitter www.twitter.com/atreutel ! We now have 3 locations to serve you - 2505 Pass Road - Biloxi, 4500 Indian Hill-Diamondhead, and 412 Hwy 90 Ste 6-Bay Saint Louis, MS.
We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal exposures.
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Wednesday, May 23, 2012
Top 5 Things to Know about Flood Insurance
1)
The cost of a flood is STAGGERING! Use the interactive tool at floodsmart.gov to
calculate your potential loss based on the size of your home --- a 6” flood in
a 2,000 sq ft home will cost over $39,000 in repairs! Ouch!
2)
Everyone is in a flood zone. Everywhere it rains, it can flood … not to
mention hurricanes, thunderstorms, flash floods, mudflows, snow melt, and other
extreme weather.
3)
Floods are the #1 natural disaster in the United
States L
4)
Check with your agent on “grandfathering” if you
are in an area where the flood maps have been updated. You may be eligible for a “PRP Extension”
which will lower your rate, but be aware, because the Extension is only for 2
years, then the cost of your coverage will increase again.
AND don't forget that there is a 30 day waiting period for a new flood policy to become effective (unless your coverage is associated with a loan closing).
To help you through the maze of coverages, carriers, premiums, and ways to save
money on your insurance, if you are on the Gulf Coast, contact your Trusted
Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ / / ,
SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Wendy Johnson,
Denise Russell, Melissa Moran, Alex Treutel, Susan Monti, Kayleigh Davis, Matthew Langlinais,
Anne Gillam, Ashlie Moody, and Whitney Zimmerman at SouthGroup Gulf Coast. You
can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email:
atreutel@southgroup.net , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or
Twitter www.twitter.com/atreutel ! We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal exposures.
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Monday, May 7, 2012
But What if you Live?????
Life insurance will help your loved ones when you are gone, but what if you become Disabled? You may not be able to work. You will lose income. You will have high medical bills. A very devastating situtation.
The Insurance Information Institute has provided some advice to help you with your consideration of Disability Insurance. Disablity insurance complements your health insurance to provide a replacement for lost income if you become hurt and unable to work. There are Short Term and Long Term policies available and many allow for a cost of living adjustment. Disability premiums are based on your age, sex, occupation and the amount of potential lost income you are trying to protect.
You can save money on your premiums by requesting a longer waiting period before benefits begin, as an example, you can choose to begin after 60-90 days of disablity, instead of after 30 days. You can also save money if you choose an age to end the benefits, instead of requesting "lifetime" benefits.
To help you through the maze of coverages, carriers, premiums, and ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ / / , SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Wendy Johnson, Denise Russell, Melissa Moran, Alex Treutel, Kayleigh Davis, Matthew Langlinais, Anne Gillam, Ashlie Moody, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: atreutel@southgroup.net , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or Twitter www.twitter.com/atreutel !
We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal exposures.
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The Insurance Information Institute has provided some advice to help you with your consideration of Disability Insurance. Disablity insurance complements your health insurance to provide a replacement for lost income if you become hurt and unable to work. There are Short Term and Long Term policies available and many allow for a cost of living adjustment. Disability premiums are based on your age, sex, occupation and the amount of potential lost income you are trying to protect.
You can save money on your premiums by requesting a longer waiting period before benefits begin, as an example, you can choose to begin after 60-90 days of disablity, instead of after 30 days. You can also save money if you choose an age to end the benefits, instead of requesting "lifetime" benefits.
To help you through the maze of coverages, carriers, premiums, and ways to save money on your insurance, if you are on the Gulf Coast, contact your Trusted Choice agent, SouthGroup-Gulf Coast http://www.southgroupgulfcoast.com/ / / , SERVICE TEAM: Angelyn Treutel, Tammy Garfield, Tammy Hogue, Wendy Johnson, Denise Russell, Melissa Moran, Alex Treutel, Kayleigh Davis, Matthew Langlinais, Anne Gillam, Ashlie Moody, and Whitney Zimmerman at SouthGroup Gulf Coast. You can reach us by snail-mail: 412 Hwy 90, Suite 6, Bay St Louis MS 39520, email: atreutel@southgroup.net , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup.gulfcoast , or Twitter www.twitter.com/atreutel !
We offer the following Lines of Coverage: Workers Compensation, Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Directors and Officers Liability, Bonds, Group and Individual Life/Health/Dental/Disability/ Vision/Long Term Care, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
We serve Mississippi, Louisiana, Alabama, and many other states. We specialize in coastal exposures.
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