In support of Drive Safely Work Week, Zurich, a leading insurer shared an interactive video “Drive focused, drive safe,” for consumers and businesses. https://www.brainshark.com/zurich/DriveSafe
“It is senseless and tragic that lives are being lost for the sake of a phone call or a text, personal or business-related,” said Armand Fernandez, Chief Risk Engineering Officer, Zurich Services Corporation. “In the business world alone, there have been numerous vicarious liability cases that resulted in multi-million dollar settlements and caused reputational damage for the liable company. Senior leaders and business owners should communicate and reinforce the need for focused driving without the use of electronic communication devices.”
For your safety, the video reminds us to not drive distracted. Just a split second of distraction can result in tragedy and a life of pain.
To help you through the maze of coverages, carriers, premiums, and ways to save money on your insurance, if you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.southgroupgulfcoast.com , Angelyn at SouthGroup Gulf Coast. You can reach us by email: atreutel@southgroup.net , phone:228-466-4498, fax:888-415-8922, FaceBook www.facebook.com/southgroup-gulfcoast , Twitter www.twitter.com/atreutel!
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
Insurance and useful information for the online consumer
Thursday, October 7, 2010
Tuesday, September 21, 2010
How to Buy Auto Insurance - It's NOT All About Price!
Onlineautoinsurance.com shared some very good advice in their article on "Price Is Just One Component of Quality Auto Insurance". It's best to search for good value rather than pay good money for a policy that will not protect you when you have a claim. Savvy consumers should be certain that they are dealing with a reputable company with a strong financial background and good claims service.
Purchasing coverage from a cheap auto insurance company may satisfy state requiremements, but it does you no good if your policy won't cover your damages resulting from an accident. The National Association of Insurance Comissioners (NAIC) recognizes that state minimums are "generally low" and that "the extra cost of higher coverage tends to be relatively low."
Consumers can obtain financial ratings of insurance carriers from http://www.ambest.com/. Companies with an "A" rating are more financially sound than those with a "B" and so forth.
To help you through the maze of coverages, carriers, and premiums, if you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.treutel.com , Angelyn at Treutel Insurance. You can reach us by email: info@treutel.com , phone:228-467-5662, fax:228-466-4314, FaceBook www.facebook.com/treutel.insurance , Twitter www.twitter.com/atreutel , or LiveChat: http://chat.livechime.com/treutel/blog , or on our new iPhone app http://itunes.apple.com/us/app/treutel-insurance-agency-your/id385707740?mt=8 !
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
Purchasing coverage from a cheap auto insurance company may satisfy state requiremements, but it does you no good if your policy won't cover your damages resulting from an accident. The National Association of Insurance Comissioners (NAIC) recognizes that state minimums are "generally low" and that "the extra cost of higher coverage tends to be relatively low."
Consumers can obtain financial ratings of insurance carriers from http://www.ambest.com/. Companies with an "A" rating are more financially sound than those with a "B" and so forth.
To help you through the maze of coverages, carriers, and premiums, if you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.treutel.com , Angelyn at Treutel Insurance. You can reach us by email: info@treutel.com , phone:228-467-5662, fax:228-466-4314, FaceBook www.facebook.com/treutel.insurance , Twitter www.twitter.com/atreutel , or LiveChat: http://chat.livechime.com/treutel/blog , or on our new iPhone app http://itunes.apple.com/us/app/treutel-insurance-agency-your/id385707740?mt=8 !
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
Thursday, September 9, 2010
The Value of an Agent - Saves You Time and MONEY!
As the massive healthcare changes are pushed through our country, your agent will be even more critical in helping you find policies that meet your needs --- and your budget. Trusted Choice agents are extensively trained to help individuals and businesses obtain the coverages that are right for them. The Congressional Budget Office states that agents often "handle the responsibilities that larger firms generally delegate to their human resources departments -- such as finding plans and negotiating premiums, providing information about the selected plans, and processing enrollees."
The National Association of Health Underwriters noted that agents have been made "punching bags" in the media. Time magazine and Kaiser Health News are forecacsting the demise of agents ... but don't believe it!
Your agent provides personalized service and assists you with the complexities of the insurance contract. You wouldn't make legal transactions without the advice of an attorney! You wouldn't agree to surgery without consulting a professional! Why would you enter into a contract from a computer or 800 number or buy insurance in a box? Your agent is trained to understand coverages and can assist you in your decisions throughout the changes of your life - purchasing your first car, getting married, buying a home, having children, buying expensive toys .... your agent is with you through it all and lives in your community and is there when you need them providing Protection When You Need It Most.
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.treutel.com , Angelyn at Treutel Insurance. You can reach us by email: info@treutel. , phone:228-467-5662, fax:228-466-4314, FaceBook www.facebook.com/treutel.insurance , Twitter www.twitter.com/atreutel , or LiveChat: http://chat.livechime.com/treutel/blog , or on our new iPhone app http://itunes.apple.com/us/app/treutel-insurance-agency-your/id385707740?mt=8!
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
The National Association of Health Underwriters noted that agents have been made "punching bags" in the media. Time magazine and Kaiser Health News are forecacsting the demise of agents ... but don't believe it!
Your agent provides personalized service and assists you with the complexities of the insurance contract. You wouldn't make legal transactions without the advice of an attorney! You wouldn't agree to surgery without consulting a professional! Why would you enter into a contract from a computer or 800 number or buy insurance in a box? Your agent is trained to understand coverages and can assist you in your decisions throughout the changes of your life - purchasing your first car, getting married, buying a home, having children, buying expensive toys .... your agent is with you through it all and lives in your community and is there when you need them providing Protection When You Need It Most.
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.treutel.com , Angelyn at Treutel Insurance. You can reach us by email: info@treutel. , phone:228-467-5662, fax:228-466-4314, FaceBook www.facebook.com/treutel.insurance , Twitter www.twitter.com/atreutel , or LiveChat: http://chat.livechime.com/treutel/blog , or on our new iPhone app http://itunes.apple.com/us/app/treutel-insurance-agency-your/id385707740?mt=8!
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
Tuesday, August 24, 2010
Do You Know What Your Home Insurance Really Covers?
WOW! According to a survey conducted by MetLife, 31% of Americans don’t know how much their home insurance coverage is, according to an Insurance Literacy survey. Many don’t know the difference between replacement cost and market value. Most believe their policy will pay “full cost” to rebuild their home after a major loss, and they don’t understand how the deductible applies.
More than half stated that they would rather pay more than not be covered for a loss. The BEST VALUE is to select coverage that meets your needs, instead of just seeking the lowest price. Your Trusted Choice agent can help you get value for the money you pay.
Did you know - you have options available to protect the data and programs on your mobile devices?
Did you know – your college kids living on campus may be covered under your current home policy?
Did you know – earth movement and earthquake is not typically covered under a home policy and may require an endorsement or a separate policy?
Did you know – water or sewer backup into your home is typically not covered without adding an endorsement?
Did you know – there are limitations on your home policy for jewelry and collectibles?
Your Trusted Choice agent will spend time with you and explain what your policy really covers. Insurance is a complex contract and NOT something you can buy “in a box”, even though advertisers try to convince you to believe this.
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.treutel.com , Angelyn at Treutel Insurance. You can reach us by email: info@treutel.com , phone:228-467-5662, fax:228-466-4314, FaceBook www.facebook.com/treutel.insurance , Twitter www.twitter.com/atreutel , or LiveChat: http://chat.livechime.com/treutel/blog , or on our new iPhone app http://itunes.apple.com/us/app/treutel-insurance-agency-your/id385707740?mt=8 !
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
More than half stated that they would rather pay more than not be covered for a loss. The BEST VALUE is to select coverage that meets your needs, instead of just seeking the lowest price. Your Trusted Choice agent can help you get value for the money you pay.
Did you know - you have options available to protect the data and programs on your mobile devices?
Did you know – your college kids living on campus may be covered under your current home policy?
Did you know – earth movement and earthquake is not typically covered under a home policy and may require an endorsement or a separate policy?
Did you know – water or sewer backup into your home is typically not covered without adding an endorsement?
Did you know – there are limitations on your home policy for jewelry and collectibles?
Your Trusted Choice agent will spend time with you and explain what your policy really covers. Insurance is a complex contract and NOT something you can buy “in a box”, even though advertisers try to convince you to believe this.
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.treutel.com , Angelyn at Treutel Insurance. You can reach us by email: info@treutel.com , phone:228-467-5662, fax:228-466-4314, FaceBook www.facebook.com/treutel.insurance , Twitter www.twitter.com/atreutel , or LiveChat: http://chat.livechime.com/treutel/blog , or on our new iPhone app http://itunes.apple.com/us/app/treutel-insurance-agency-your/id385707740?mt=8 !
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
Saturday, August 7, 2010
Lessons Learned from Hurricane Katrina
The Insurance Information Institute offers advice on how to be prepared for the next Katrina, as we commemorate the 5th anniversary of the death and devastation from that horrific storm. Certainly the hurricane was a major catastrophe, but almost as bad, many individuals and businesses suffered a second tragedy after the storm .... because they were not properly insured.
LESSONS LEARNED:
1) Be sure you have flood insurance.
2) Businesses need businesss interuption coverage.
3) Strengthen your property NOW with wind and flood mitigation upgrades and you will SAVE MONEY on your current home and business insurance (i.e.roof enhancements, windows and door protection, clear overhanging limbs and trees within 15 feet of your home, elevate low-lying structures and equipment, etc)
A great guide is located on the Mississippi Windstorm Underwriting website (www.msplans.com/MWUA) under the MWUA Retrofit Mitigation Guidelines link). Other excellent information is available at the Institute for Business and Home Safety website (http://www.disastersafety.org/) with downloads on Fortified structures.
4) Take a current inventory of your belongings for an easier claim process (i.e. use your camera or FLIP to take pictures or use free inventory software from III.
5) Have a disaster preparedness plan, so that you can quickly get "back into business".
6) Review your policies with your Trusted Choice Insurance Agent to ensure your property and content values are updated, so that you are not underinsured.
7) For your safety, follow the advice of the officials if you are told to evacuate. Some policies even offer a limited reimbursement program for mandatory evacuations. Check your policy.
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.treutel.com , Angelyn at Treutel Insurance. You can reach us by email: info@treutel.com , phone:228-467-5662, fax:228-466-4314, FaceBook www.facebook.com/treutel.insurance, Twitter www.twitter.com/atreutel , or LiveChat: http://chat.livechime.com/treutel/blog.
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
LESSONS LEARNED:
1) Be sure you have flood insurance.
2) Businesses need businesss interuption coverage.
3) Strengthen your property NOW with wind and flood mitigation upgrades and you will SAVE MONEY on your current home and business insurance (i.e.roof enhancements, windows and door protection, clear overhanging limbs and trees within 15 feet of your home, elevate low-lying structures and equipment, etc)
A great guide is located on the Mississippi Windstorm Underwriting website (www.msplans.com/MWUA) under the MWUA Retrofit Mitigation Guidelines link). Other excellent information is available at the Institute for Business and Home Safety website (http://www.disastersafety.org/) with downloads on Fortified structures.
4) Take a current inventory of your belongings for an easier claim process (i.e. use your camera or FLIP to take pictures or use free inventory software from III.
5) Have a disaster preparedness plan, so that you can quickly get "back into business".
6) Review your policies with your Trusted Choice Insurance Agent to ensure your property and content values are updated, so that you are not underinsured.
7) For your safety, follow the advice of the officials if you are told to evacuate. Some policies even offer a limited reimbursement program for mandatory evacuations. Check your policy.
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http//www.treutel.com , Angelyn at Treutel Insurance. You can reach us by email: info@treutel.com , phone:228-467-5662, fax:228-466-4314, FaceBook www.facebook.com/treutel.insurance, Twitter www.twitter.com/atreutel , or LiveChat: http://chat.livechime.com/treutel/blog.
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
Monday, July 26, 2010
How Your Lifestyle Impacts Your Auto Insurance
Insurance Journal just published an interesting article titles "Drivers Beware: Lindsay Lohan Offers Lessons in Auto Insurance".
The article shares how risky behavior impacts your insurability and your rates. Using Lindsey Lohan as an example, with 2 DUIs, an at-fault accident, a single 24 year old female driving a convertible in California would pay over $7400 every six months for auto insurance. A driver with a clean driving record would only pay around $2000 every six months. Quite a difference!
Risky behavior also could impact life insurance rates. So the moral of the story is to work diligently to keep your driving record clean and keep good credit to obtain the most favorable insurance rates. A DUI can stay on your record for 10 years!
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http://www.treutel.com// , Angelyn at Treutel Insurance. you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, Twitter, or LiveChat:chat.livechime.com/treutel/blog.
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
The article shares how risky behavior impacts your insurability and your rates. Using Lindsey Lohan as an example, with 2 DUIs, an at-fault accident, a single 24 year old female driving a convertible in California would pay over $7400 every six months for auto insurance. A driver with a clean driving record would only pay around $2000 every six months. Quite a difference!
Risky behavior also could impact life insurance rates. So the moral of the story is to work diligently to keep your driving record clean and keep good credit to obtain the most favorable insurance rates. A DUI can stay on your record for 10 years!
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://http://www.treutel.com// , Angelyn at Treutel Insurance. you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, Twitter, or LiveChat:chat.livechime.com/treutel/blog.
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
Saturday, July 17, 2010
Crazy Vehicles on a Road Near You!!
Don't miss the great slideshow of fun cars you may see on the highway - a Phone Car, a Three Wheel Car, a Corvette Stationwagon, a Clown Car, a Ghostbusters Wagon, a Pumpkin Chucker, a Star Wars Landcruiser, and more.
When you get one of these crazy vehicles, if you are in Mississippi, Lousiana, or Alabama, contact your Trusted Choice agent, Treutel Insurance - http://www.treutel.com/ / , Angelyn at Treutel Insurance. you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, Twitter, or LiveChat:chat.livechime.com/treutel/blog.
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
When you get one of these crazy vehicles, if you are in Mississippi, Lousiana, or Alabama, contact your Trusted Choice agent, Treutel Insurance - http://www.treutel.com/ / , Angelyn at Treutel Insurance. you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, Twitter, or LiveChat:chat.livechime.com/treutel/blog.
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
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