OK - It's back. We all know the drill. Hurricane season is upon us and we need to be ready --- again. Let's pray that the meteorologists are wrong, and that our season will be non-eventful .... but let's be prepared for the worst. Don't let your insurance situation become a SECOND disaster after a hurricane.
1) FLOOD DAMAGE IS NOT COVERED UNDER YOUR HOME OR FIRE POLICY. You need a SEPARATE policy for each structure on your property. There is a 30 DAY WAITING period for most flood insurance policies. Contact Treutel Insurance for this valuable coverage!
2) Make or request a summary of your insurance coverages. Be sure that your coverages are adequate and that your mortgage / lienholders are accurate. Contact Treutel Insurance for needed assistance.
3) Make personal preparations for your home and business, and email Treutel Insurance with your contact information if you must evacuate. This will expedite the claims processing.
4) Following a storm or any extreme weather, take pictures, make a list of damaged items with estimated pricing, and DON'T THROW ANYTHING AWAY until an adjuster has seen it. Your adjuster will review which items are covered under your policy.
5) If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://www.treutel.com//, Angelyn at Treutel Insurance. You can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, Twitter, or LiveChat:chat.livechime.com/treutel/blog or through our 24/7 Client Service Portal.
Insurance and useful information for the online consumer
Sunday, May 30, 2010
Tuesday, May 25, 2010
Are You Ready for the Next Disaster?
Look out !! Here it comes !!! Another disaster !!!
Oil Spill, hurricane, earthquake, tornado, flood, extreme weather .... everywhere you live, you are at risk for a disaster. do you have the right insurance coverage to help you recover from your loss? Trusted Choice just conducted a survey which revealed that only 22% of the responders felt they were prepared. What a sobering statistic!
For your own protection, setup a disaster and emergency plan for your family and business, make a video of your household belongings and business property or take an inventory, have supplies on hand (flashlights, canned food, etc) in the event you lose power for an extended time, AND MOST IMPORTANT, make sure that you have the right insurance coverage to protect what you have built through your lifetime.
Trusted Choice® and the Big “I” offer information on disaster readiness and recovery tips for consumers.
•Hurricanes
•Flooding
•Tornadoes
•Earthquakes
•Wildfires
•Where to start your disaster preparedness plan
•How to prepare a home inventory
•How to storm-proof your home
A Trusted Choice agent can help you understand your policy coverages and will recommend coverages which you need for your protection and help you save money on insurance.
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://www.treutel.com// , Angelyn at Treutel Insurance. you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, Twitter, or LiveChat:chat.livechime.com/treutel/blog.
We offer the following Lines of Insurance Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
Oil Spill, hurricane, earthquake, tornado, flood, extreme weather .... everywhere you live, you are at risk for a disaster. do you have the right insurance coverage to help you recover from your loss? Trusted Choice just conducted a survey which revealed that only 22% of the responders felt they were prepared. What a sobering statistic!
For your own protection, setup a disaster and emergency plan for your family and business, make a video of your household belongings and business property or take an inventory, have supplies on hand (flashlights, canned food, etc) in the event you lose power for an extended time, AND MOST IMPORTANT, make sure that you have the right insurance coverage to protect what you have built through your lifetime.
Trusted Choice® and the Big “I” offer information on disaster readiness and recovery tips for consumers.
•Hurricanes
•Flooding
•Tornadoes
•Earthquakes
•Wildfires
•Where to start your disaster preparedness plan
•How to prepare a home inventory
•How to storm-proof your home
A Trusted Choice agent can help you understand your policy coverages and will recommend coverages which you need for your protection and help you save money on insurance.
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://www.treutel.com// , Angelyn at Treutel Insurance. you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, Twitter, or LiveChat:chat.livechime.com/treutel/blog.
We offer the following Lines of Insurance Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
Saturday, May 8, 2010
The Right Way to Buy Insurance
Everday we are bombarded with print ads or popups online trying to get our insurance business. When you shop for insurance, you have many options through online avenues or an agent.
Online information may be able to assist with reseaching coverages and pricing at your convenience. However, making a bad decision on your insurance could be very costly if you end up with inadequate coverage and you have a loss.
A professional insurance agent can help you navigate through the complexities of insurance shopping, in the same way your CPA assists you with taxes, or your lawyer works with you on legal issues. A Trusted Choice agent is an educated, consumer-oriented, advocate for their clients. They do the legwork of researching and locating options for pricing, and they can advise you on appropriate levels of coverage for your best protection.
Be sure that you:
•Choose an insurance policy with a secure and trusted insurance company.
•Choose a company that always answers your insurance quote and insurance policy questions specifically and accurately to avoid any gaps in coverages.
•Don't forget to ask the agent to go over all the insurance discounts available to you.
•Make sure you understand your insurance policy.
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://www.treutel.com/ , Angelyn at Treutel Insurance. you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, Twitter, or LiveChat:chat.livechime.com/treutel/blog.
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
Online information may be able to assist with reseaching coverages and pricing at your convenience. However, making a bad decision on your insurance could be very costly if you end up with inadequate coverage and you have a loss.
A professional insurance agent can help you navigate through the complexities of insurance shopping, in the same way your CPA assists you with taxes, or your lawyer works with you on legal issues. A Trusted Choice agent is an educated, consumer-oriented, advocate for their clients. They do the legwork of researching and locating options for pricing, and they can advise you on appropriate levels of coverage for your best protection.
Be sure that you:
•Choose an insurance policy with a secure and trusted insurance company.
•Choose a company that always answers your insurance quote and insurance policy questions specifically and accurately to avoid any gaps in coverages.
•Don't forget to ask the agent to go over all the insurance discounts available to you.
•Make sure you understand your insurance policy.
If you are in Mississippi, Lousiana, or Alabama contact your Trusted Choice agent, Treutel Insurance - http://www.treutel.com/ , Angelyn at Treutel Insurance. you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, Twitter, or LiveChat:chat.livechime.com/treutel/blog.
We offer the following Lines of Coverage: Auto, Home, Life, Health, Disability, Motorcycle, Boat, Wind, Flood, Commercial Property, General Liability, Workers Compensation, Directors and Officers Liability, Bonds, Group Life and Health/Dental, Business Owners, Builders Risk, Commercial Crime, Errors and Omissions, Dwelling Fire, Commercial Flood, Group Accident, Garage Dealers, Inland Marine, Law Enforcement Liability, Pollution Liability, Professional Liability, Personal Umbrella, Commercial Fire, Commercial Umbrella, Excess Flood, Identity Theft, more…
Friday, April 16, 2010
Hancock Chamber Helps Small Businesses Use Social Networking Tools to Increase Profits
Hancock Chamber Helps Small Businesses Use Social Networking Tools to Increase Profits
Friday, April 23rd Coffee Call at 8am at Kiln Library
With all of the talk on using social media to increase business, the Hancock Chamber is making plans to bring this important information to the community. The Hancock Chamber will host a Coffee Call meeting on Friday, April 23 from 8am – 9:30am at the Kiln Public Library on Highway 603. The session, conducted by Angelyn S. Treutel, CPA of Treutel Insurance, will offer guidance on how your business can benefit from social networking, a cost effective method to extend marketing reach and improve client contact, service and sales. During the session, information will be provided on sites and free online tools a business may use; how to budget time spent on social web marketing; and how to tie in your social networking and internet marketing with your business website to create an integrated Internet presence and brand. Tools will also be provided to assist in establishing a social media policy for employees. This event is brought to the community by the Alumni Association of the Hancock Leadership Program and the Women’s Leadership Roundtable, both programs of the Hancock Chamber. The fee for members to attend is $10 per person to cover the cost of breakfast. Non members can attend for a fee of $15 per person. To register call: 228-467-9048 or CLICK HERE TO REGISTER ONLINE.
Hancock County, Chamber, business owner, small business, economic impact
Friday, April 23rd Coffee Call at 8am at Kiln Library
With all of the talk on using social media to increase business, the Hancock Chamber is making plans to bring this important information to the community. The Hancock Chamber will host a Coffee Call meeting on Friday, April 23 from 8am – 9:30am at the Kiln Public Library on Highway 603. The session, conducted by Angelyn S. Treutel, CPA of Treutel Insurance, will offer guidance on how your business can benefit from social networking, a cost effective method to extend marketing reach and improve client contact, service and sales. During the session, information will be provided on sites and free online tools a business may use; how to budget time spent on social web marketing; and how to tie in your social networking and internet marketing with your business website to create an integrated Internet presence and brand. Tools will also be provided to assist in establishing a social media policy for employees. This event is brought to the community by the Alumni Association of the Hancock Leadership Program and the Women’s Leadership Roundtable, both programs of the Hancock Chamber. The fee for members to attend is $10 per person to cover the cost of breakfast. Non members can attend for a fee of $15 per person. To register call: 228-467-9048 or CLICK HERE TO REGISTER ONLINE.
Hancock County, Chamber, business owner, small business, economic impact
Sunday, March 21, 2010
Exciting Fun at the Bay Bridgefest
You won't want to miss this year's Bay Bridgefest in old towne Bay Saint Louis MS on May 15 10AM - 7pm. Check out http://www.baybridgefest.org/. The festivities begin on May 14 from 6-9pm with a Patron's MASH party. At 8am on May 15, the 5K Run and Artwalk across the Leo Seal Bay Bridge (starting on the Pass Christian side). Following the Run/Walk, at 10am the Bay Bridgefest begins with lots of fun for families and kids, lots of food and a showcase of artwork and music.
RESERVE YOUR VENDOR SPOT OR BECOME A SPONSOR NOW!!! SIGN UP FOR THE 5K RUN/ARTWALK (large file - allow 60 seconds for download) !!
TREUTEL INSURANCE IS A PROUD HANCOCK COUNTY CHAMBER SPONSOR!
If you need assistance with your insurance needs or want to save money on insurance, contact Angelyn at Treutel Insurance Agency, http://www.treutel.com//, your Trusted Choice. We are licensed to write all lines of insurance in Mississippi, Alabama, and Louisana, and you can reach us by mailto:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, or livechat:chat.livechime.com/treutel/blog.
RESERVE YOUR VENDOR SPOT OR BECOME A SPONSOR NOW!!! SIGN UP FOR THE 5K RUN/ARTWALK (large file - allow 60 seconds for download) !!
TREUTEL INSURANCE IS A PROUD HANCOCK COUNTY CHAMBER SPONSOR!
If you need assistance with your insurance needs or want to save money on insurance, contact Angelyn at Treutel Insurance Agency, http://www.treutel.com//, your Trusted Choice. We are licensed to write all lines of insurance in Mississippi, Alabama, and Louisana, and you can reach us by mailto:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, or livechat:chat.livechime.com/treutel/blog.
Tuesday, March 16, 2010
Anywhere It Rains, It Can Flood - Flood Safety Awareness Week
Last year there were more than 5600 floods in the US with property damage in excess of $5.6 billion. In the last 5 years, there were over 26,000 floods exceeding $198 billion in damage affecting EVERY STATE IN THE US. This week is National Flood Safety Awareness Week (March 15-19). FEMA has developed an informative website to help consumers understand the risk, protect family and homes, and recovery if needed.
The cost of flood damage is severe - 2 inches of flood water will cost $7800 for repairs; 12 inches will cost your almost $19,000; and 18 inches will set you back over $26,000.
If your home is in an area that does not typically flood, the insurance rates are less than $1/day - only $257 for $100,000 in coverage and only $348 for $250,000 in coverage. For less than the cost of buying pizza each month, you can have the peace of mind of protection from a flood loss.
If you need flood insurance or assistance with your insurance needs or want to save money on insurance, contact Angelyn at Treutel Insurance Agency, http://www.treutel.com/, your Trusted Choice. We are licensed to write all lines of insurance in Mississippi, Alabama, and Louisana, and you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, or livechat:chat.livechime.com/treutel/blog.
The cost of flood damage is severe - 2 inches of flood water will cost $7800 for repairs; 12 inches will cost your almost $19,000; and 18 inches will set you back over $26,000.
If your home is in an area that does not typically flood, the insurance rates are less than $1/day - only $257 for $100,000 in coverage and only $348 for $250,000 in coverage. For less than the cost of buying pizza each month, you can have the peace of mind of protection from a flood loss.
If you need flood insurance or assistance with your insurance needs or want to save money on insurance, contact Angelyn at Treutel Insurance Agency, http://www.treutel.com/, your Trusted Choice. We are licensed to write all lines of insurance in Mississippi, Alabama, and Louisana, and you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, or livechat:chat.livechime.com/treutel/blog.
Sunday, March 7, 2010
Strange Scientific Research
Imagine conducting a study to determine which is worse – being hit over the head with a full beer bottle or an empty one? As it turns out, empty bottles are ‘sturdier’ because of the air pressure in the full bottles. Good to know.
Reader’s Digest reviewed several scientific studies that were, well, quite odd which made for fun reading.
Just in case of chemical-warfare, you may want to own a brassiere containing air-filters to use as a facemask (I will leave it to your imagination how that may work : ). Another discovery is that cows need affection – if they have a name, they produce more milk. And did you know that bacteria from a giant panda’s excretions can reduce kitchen waste – who thinks of these things ??? Check out these and other fun inventions at www.readersdigest.com/inventions.
And when you are ready for a serious discussion and assistance with your insurance needs or to save money on insurance, contact Angelyn at Treutel Insurance Agency, http://www.treutel.com/, your Trusted Choice. We are licensed to write all lines of insurance in Mississippi, Alabama, and Louisana, and you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, or livechat:chat.livechime.com/treutel/blog.
Reader’s Digest reviewed several scientific studies that were, well, quite odd which made for fun reading.
Just in case of chemical-warfare, you may want to own a brassiere containing air-filters to use as a facemask (I will leave it to your imagination how that may work : ). Another discovery is that cows need affection – if they have a name, they produce more milk. And did you know that bacteria from a giant panda’s excretions can reduce kitchen waste – who thinks of these things ??? Check out these and other fun inventions at www.readersdigest.com/inventions.
And when you are ready for a serious discussion and assistance with your insurance needs or to save money on insurance, contact Angelyn at Treutel Insurance Agency, http://www.treutel.com/, your Trusted Choice. We are licensed to write all lines of insurance in Mississippi, Alabama, and Louisana, and you can reach us by email:info@treutel.com, phone:228-467-5662, fax:228-466-4314, FaceBook, or livechat:chat.livechime.com/treutel/blog.
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